Introduction
Welcome to Neeti Money. These Terms and Conditions ("Terms") govern your access to and use of our website, services, and financial advisory offerings provided by Neeti Money (referred to as "we," "us," or "our"). By accessing or using any part of our services, you agree to be bound by these Terms. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services.
Services Offered
Neeti Money provides financial advisory services, including but not limited to:
- Mutual Fund distribution and advisory.
- Insurance distribution and advisory (Life, Health, etc.).
- Portfolio Management Services (PMS) advisory.
- Financial planning and wealth management guidance.
- Assistance with Fixed Deposits, NPS, and Loan Against Mutual Funds (LAMF).
All services are provided based on your individual financial goals, risk profile, and suitability assessment.
User Obligations
By using our services, you agree to:
- Provide accurate, current, and complete information as requested for KYC, investment, or insurance purposes.
- Maintain the confidentiality of any account credentials or personal information shared with us.
- Use our services only for lawful purposes and in compliance with all applicable laws and regulations.
- Notify us immediately of any unauthorized use of your account or any other breach of security.
- Understand that investment in mutual funds and securities are subject to market risks and read all scheme-related documents carefully.
Prohibited Conduct
You agree not to:
- Use our services for any fraudulent or illegal purpose.
- Attempt to gain unauthorized access to any portion or feature of the website or any other systems or networks connected to our services.
- Interfere with or disrupt the integrity or performance of our services or the data contained therein.
- Transmit any harmful code, viruses, or other destructive files.
- Engage in any activity that could damage, disable, overburden, or impair our servers or networks.
Disclaimers
No Guarantee of Returns: Investments in financial products are subject to market risks. There is no assurance or guarantee that the objectives of any investment will be achieved. Past performance is not indicative of future results.
Not Financial Advice: The information provided on this website and through our general communications is for informational purposes only and does not constitute personalized financial advice. Our personalized advice is provided only after a thorough understanding of your financial situation and risk appetite.
Accuracy of Information: While we strive to ensure the accuracy of the information presented, we do not warrant its completeness, reliability, or timeliness.
Limitation of Liability
To the fullest extent permitted by applicable law, Neeti Money, its founder, employees, or partners shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the services; (ii) any conduct or content of any third party on the services; (iii) any content obtained from the services; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage.
Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of Neeti Money or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content without our express written permission.
Third-Party Links
Our services may contain links to third-party websites or services that are not owned or controlled by Neeti Money. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Neeti Money shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
Indemnification
You agree to defend, indemnify, and hold harmless Neeti Money and its founder, employees, and partners from and against any claims, liabilities, damages, losses, and expenses, including, without limitation, reasonable legal and accounting fees, arising out of or in any way connected with your access to or use of our services or your violation of these Terms.
Governing Law and Jurisdiction
These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in [Your City/State, e.g., Kolkata, West Bengal], India.
Changes to These Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our services after those revisions become effective, you agree to be bound by the revised terms.
Contact Us
If you have any questions about these Terms, please do not hesitate to contact us.