Introduction
Welcome to Neeti Money. We are committed to protecting your privacy and ensuring the security of your personal and financial information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your data when you use our services related to mutual funds, insurance, and other financial operations. By engaging with Neeti Money, you agree to the terms outlined in this policy.
Information We Collect
To provide you with comprehensive financial advisory services, we collect various types of information, which may include:
- Personal Identification Information: Name, address, date of birth, PAN, Aadhaar, contact details (phone, email).
- Financial Information: Bank account details, investment details, income, tax information, risk profile.
- Transactional Data: Records of your investments, insurance policies, and other financial transactions facilitated through us.
- Technical Data: IP address, browser type, operating system, and usage data when you interact with our digital platforms.
How We Collect Your Information
We collect information through various channels, including:
- Directly from you when you fill out forms, provide documents, or communicate with us.
- Through our partners and intermediaries (e.g., Assetplus, PolicyBazaar) when you use their platforms for our services.
- From publicly available sources or third-party service providers, where necessary and legally permissible.
Purpose of Data Collection
Your information is collected primarily for the following purposes:
- To provide and manage your mutual fund investments, insurance policies, and other financial products.
- To fulfill our legal and regulatory obligations, including KYC (Know Your Customer) and AML (Anti-Money Laundering) requirements.
- To personalize your experience and offer tailored financial advice.
- To improve our services and develop new offerings.
- To communicate with you regarding your portfolio, policy updates, and important financial news.
Sharing of Information
We understand the sensitivity of your financial data. Your information is shared only when necessary to provide the services you request or to comply with legal obligations. This includes sharing with:
- Asset Management Companies (AMCs) and Registrars & Transfer Agents (RTAs): For processing your mutual fund transactions and maintaining your investment records.
- Insurance Providers: For underwriting and managing your insurance policies.
- Partners like Assetplus and PolicyBazaar: To facilitate seamless operations and comprehensive financial solutions.
- Regulatory and Government Bodies: As required by law or to respond to legal processes.
Important: We want to assure you that your data is NEVER sold, rented, or shared with any third party for their independent marketing or survey purposes. Our commitment is solely to your financial well-being and privacy.
Data Security
We implement robust security measures to protect your personal and financial information from unauthorized access, alteration, disclosure, or destruction. This includes encryption, access controls, and regular security audits. While we strive to protect your data, no method of transmission over the Internet or electronic storage is 100% secure.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting the new policy on our website and updating the "Last Updated" date.
Last Updated: June 1, 2025
Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please do not hesitate to contact us.